The PLR Pyramid: What is Four Corners Alliance Group All About?

4 corners alliance group logo

Four Corners Alliance Group
Overall Score: 4/10

Founder: David Harrison
Price: $18, plus numerous upsells (up to $300) and $39.95/month

Hey there readers! I’ve come across another MLM program, and I decided to review it after some research. Is the Four Corners Alliance Group a legit way to get rich? Let’s see!

What is Four Corners Alliance Group All About?

Whenever I see an MLM program, my first thought is “overpriced, overhyped, pyramid scheme.” It’s kind of a stereotype, in the same way that women being better multitaskers than men is a stereotype. Both are just plain true.

4C promises a return of $500,000 for an investment of $18! How much more hyped can you get?

4 corners robert kiyosaki
I did a double take when I saw this, but it’s just deceptive advertising by 4C. Kiyosaki is NOT involved.

Here’s the thing about Four Corners Alliance Group: it’s a pyramid scheme, similar to the likes of MOBE and Empower Network. But unlike those programs, Four Corners Alli- you know what, let’s call it 4 Corners- has you buy and promote PLR (private label rights) products instead of training programs.

Founded by David Harrison, 4C sells financial education eBooks. But as we’ll find out, you shouldn’t expect to benefit from their content. You’re buying them for the right to promote them to other people. Sound familiar? Oh yeah, this is every MLM scheme ever.

My review will tell you all you need to know about Four Corners Alliance Group, which is a considerably complicated pyramid scheme, full of matrices, spillovers, downlines, and other useless jargon.

There are two parts of the 4CAG, those being the products and the compensation plan, or affiliate program. No points for guessing which one is the only reason people join.

The Four Corners Products (and Prices)

All right, an important part of MLM programs is the products they offer. Well , not really. Most of the time they’re just there to avoid pyramid scheme allegations.

Before you get anything done, you have to pay $18 to get into Four Corners. That’s your initial investment, and the enrollment fee.

Four Corners’ main products are the Financial Literacy line. These are, as I said before, finance books. There are 6 levels of products, and each level has multiple books. The prices below are the cost to enter a level and gain access to its books.

four corners alliance group ebook product
Not worth your money.

It starts out pretty understandably. 10 bucks for an eBook isn’t a bad price. But that understanding fades as we go higher and higher.

Financial Literacy Level 1 –  $10.00
Financial Literacy Level 2 –  $10.00
Financial Literacy Level 3  – $25.00
Financial Literacy Level 4 –  $60.00
Financial Literacy Level 5 –  $150.00
Financial Literacy Level 6 –  $300.00

Would you pay 300 smackers for an eBook? Heck, would you pay that much for an actual book? University textbooks cost less than that! But university textbooks are at scam-level prices anyway, so maybe that’s not the best comparison.

Thinking of promoting only one level? Maybe Level 6? Think again! If you pay for one of these books, you have to pay for all levels below it! So either way, you’ll be paying about $550 for all the Levels.

These products are where you’re supposed to make your ‘$500,000,’ but there are 2 monthly subscriptions that you can profit from too:

Monthly Financial Newsletter: $29.95/month
Starien: $47.00/month

Don’t even bother asking what these are. It’s not like 4 Corners makes it clear on its website. All you gotta know is both are monthly subscriptions. That’s all that’s important in an MLM anyway.

Now, I haven’t read the books, so I can’t really criticize their content. But come on, do you think anyone cares about the content?

Of course not! These are bought for one reason: to be promoted. I’m not even sure anyone reads them. As if so many people are in it for financial education.

Amazon cheap books
See? These are free, and they have real reviews. That’s not counting the thousands of dirt cheap ones out there.

If  you actually do want to learn about finance and investments, there are way too many alternatives online. I am very sure that you can find better financial eBooks on Amazon or someplace like that. You’ll find them for a lot cheaper too. Why, a simple Google search will give you hundreds of free sources.

Who am I kidding? No one cares about the products. I haven’t read one review, positive or negative, that speaks them in detail. And that’s because MLM products are only for buying.

The real reason anyone would buy into Four Corners Alliance Group is the compensation plan.

The Four Corners Compensation Plan

4C’s compensation plan is undoubtedly one of the biggest headaches I’ve ever had the displeasure of analyzing.

That would make it like most MLM matrices, designed to confuse the customer. I can see how turning the complication up to eleven might make it easier to convince people.

Anyway, let’s take a look at the main matrix Four Corners offers, the one that’s tied to the Literacy Levels. This is really complex, so listen (read?) closely!

four corners alliance group compensation plan

This is what is known as a 4×6 forced matrix.  As you can see, a fully completed one does indeed pay over $500,000. But there’s more to it than that!

After you pay your $18 entrance fee, you have to get for Level 2 (Level 1 is included with the $18). You need referrals. According to the chart, you need to refer 4 people. That’ll pay you $4 each, or $16 all together.

Still with me? Now you have to advance to the next tier, so fork out  $10 for Level 2. In this Level, you have to refer 16 people, again for $4 each. If you actually finish this task, you’ll have $64.

But to get to Level 3, you need to pay $25! Now you have to recruit 64 more people! Sure it pays $10 each, but this recruitment is easier said than done, of course.

Wait up, Bub! What’s “forced” about this thing?

I almost forgot! 4 Corners loves to brag about its forced matrix. And I admit, a forced matrix is better than the alternative. Let me give you a for instance:

Remember those first 4 saps you recruited into 4 Corners? The people they recruit count towards your referral count. So if each of them somehow referred 4 people each, you have your next 16 affiliates.

Four Corners Alliance Group payout chart
Four Corners will only pay you when you finish a Level! It’s another rule working against you.

This sounds like perfect passive income, and I suppose it could be, until reality strikes. How likely is it that the people you recruit will do their share?

Ever done a school project? There’s always the lazy guys and the hardworking guys. And as much as the hardworkers toil, everyone will be paid, er, graded equally. I would know. I’ve been both archetypes.

So chances are, you’ll be providing passive income for someone else!

In the end, unless you’re a marketing master, you’ll never get past Level 2/3. Actually, since Four Corners isn’t the newest program, the highest spots in the pyramid have been taken. The odds are firmly stacked against you.

I’d also like to point out the fact that you need almost 6000 referrals to make $500,000. With this in mind, it’s easy to see why this is a pyramid scheme.

There’s another matrix in the program, this time involving the monthly subscriptions:

4x7 matrix four corners

This is a 4×7 matrix. And it means business!

Nah, not really. In this layout, you only get $1 for every referral you make to this monthly newsletter. At the same time, you’re paying for it (because you gotta own it to promote it, natch). So you need 30 recruits just to break even!

Yes, at later levels the commission goes up, but there’s little to no chance of that happening for a rookie.

There are other aspects to the program, but these are the only parts worth mentioning. 4C loves to spew buzzwords and jargon, so I couldn’t really understand what the products were. I also just didn’t care.

As I always do, let’s get to the kicker: the income disclosure!

The Kicker

four corners alliance group income disclosure

What, no numbers? Yep, this is 4C’s income disclosure, or lack of one. For me personally, this is the biggest evidence against the program.

Amidst all the cringe-worthy damage control, you’ll notice that it clearly states:

Since Four Corners Alliance Group has recently launched, it lacks enough statistical data to prepare income disclosures. The numbers shown below are estimates pending more detailed survey to be conducted after its first year.

Well, how about that? It’s only because they haven’t been on market long enough! That makes sense.

Hold on, no it doesn’t. Four Corners has been a thing since 2013. 2013. Yet they clearly state “first year!” Why, oh why, would they hide something like this?

Here’s why: you can see in the middle that the average annual income is between $500 and $2000!

Now I know it says “average,” but c’mon, there are multiple reasons why you shouldn’t expect anything more. The top of the pyramid is established.

Let’s just say you manage to earn $2000/year. That’s nothing, especially for a company claiming it can make you rich. And that’s also assuming you can actually recruit people.pyramid sheme meme

Think about it: how many people do you know that would actually buy these products? As I said before, there’s a million other resources online.

Chances are, a 4C customer is a rookie, who has little knowledge of internet marketing. In that case, the only thing to do is call on friends and family, which just hurts your reputation, and makes you look desperate.

Prominent Pyramid! The Four Corners Verdict!

It’s big, it’s expensive, it’s useless. But enough about MOBE.

I’m not gonna lie, the term “pyramid scheme” is overused nowadays. That being said, I genuinely can’t think of another term to describe the Four Corners Alliance Group.

You’re required to buy products before promoting them. Your income is dependent on the number of people you recruit. As if that weren’t enough, you have to buy all the products. Yeah, it’s safe to say this is a pyramid scheme covered by the useless PLR eBooks.

pyramid scam signs
Yes, 4C does offer products. They’re obviously just a cover though. It fulfills the other criteria.

Oh, and top the whole review off, you can only refund your initial $18 payment. In case the coffin wasn’t nailed shut already.

My advice? Stay away from Four Corners. It definitely will not earn you an online income. Rest assured, there are other ways to do so, the best being affiliate marketing.

With affiliate marketing, you can choose what to promote, and to who. It’s cheaper, and simpler. You also don’t have to worry about matrices.

You’re probably here because you’re looking for a way to make money online, and came across Four Corners. Well, 4C is a bust, but luckily, there is a much cheaper and way more valuable alternative.

With my #1 Super Program, I started a website for free, and now I run an online business. It’s the only affiliate marketing program I fully trust, and if I can bounce from falling for scams like 4 Corners, so can you!

Check Out My Super Program Here!

What do you think of 4C? Do you agree with calling it a pyramid scheme? Are university textbooks overpriced? Have any questions? Leave an answer (or question) in the comments below!

Your pen pal in pyramids,












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20 thoughts on “The PLR Pyramid: What is Four Corners Alliance Group All About?

  1. Great review. I hope lots of people read this review and take notice.
    I’ve heard of this company before and after reading your review there is no way I’d go anywhere near it.
    My jaw nearly hit the ground when I read about books and how much they cost.
    Four dollars per referral?
    Four people to get the next level?
    And onto the newsletter, one dollar for each one referred?
    Thanks a lot!

    1. The $4 per referral isn’t so bad, but it’s a lot harder to recruit than it looks. That’s how pyramid schemes are. After a while all recruits earn next to nothing and the first member profits the most. No problem Trevor!

    I love this post. I feel the same way about MLM and I loved the analogy about women and MLM. Made me lol

    People want to believe in these schemes out of Hope and Desperation. It really hurts people in the end and anyone who runs one of these shady schemes deserves to rot in prison.

    Pyramid schemes are just failed business man’s last ditch effort. They tell themselves they are going to run it right, but it always gets out of control.

    Thank you for the post and I’ll be back for more. Nice site by the way!


    1. The way scams like 4 Corners market themselves, it’s easy for desperate people to buy in. What’s not to like about quick money? But even the scammers know money only comes through hard work, which is why they can falsely promises crazy riches so easily. The pyramid scheme always fails, but the owner usually banks a lot.

  3. Thanks for the review! This program really looks bad. But they really know how to activate our avarice.

    In my opinion, after reading a ton of reviews, I think that all business, whether online or not, that promises fast money with no or little effort is surely a scam.

    I really appreciate people like you unveiling these scams!


    1. Thanks Adrian! There’s really no kind of business that promises quick returns and is actually legit. But for many reasons, people still buy into simply because the temptation is too great.

  4. This is a typical MLM scam and with a very complicated compensation plan with it, which you have described very well and exposed this fraud for what it is. You’re doing people a big favor in exposing all the scams out there, and offering a much better alternative with Wealthy Affiliate so well done to you.

  5. You had me at the Futurama image (well, before that, actually).
    Another great job from you, Makki. I got a bit of a headache just adding up everything it would take to get started, let alone understanding everything that would need to go right after that. Yikes.
    Be well,
    PS – Yes, university texts are overpriced. As is university in general … but that’s for another day 🙂

    1. I’m lucky I didn’t blow a capillary dealing with those matrices. I had enough of those in high school. But in the end, if you don’t fully understand the business model, you shouldn’t into it anyway. Still, the hype is real with 4C.

      I agree, university might well be considered a scam to some people, price-wise, of course. Thanks for your thoughts Kevin!

  6. Fantastic review. I’m glad there are honest people out there exposing the scams out there. It’s a fair and honest assessment of a scam site that’s going around stealing peoples hard earned money. Great job, I really like this post.

  7. Great Review!!. The first time i was introduced to 4C, I listened intently and became interested initially……as the presentation dragged on, the words “recruit 4 people” was loosely bandied around…..I think it was at around about that time that i got up and walked out of the presentation…..! How stupid could this guy be to think that people will still fall for these pyramid schemes??

    1. Sounds like you noticed it right away George! Thanks for sharing. As soon as you see that the focus is on recruiting people, you should run. That’s a major sign of a pyramid scheme, and scams like 4C are why MLMs are basically pyramids today. Unfortunately, many people are unaware that pyramid schemes are even a thing, which is why these programs can still survive.

  8. Makki yet again you call it like you see it. Eventually your war on MLM Schemes will come out with you victorious. Your ability to break this stuff down into logical and easy to understand explanations is why I always check this site when deciding if something I see is a scam product or not.

    This one is a pretty new idea, selling eBooks? And honestly it’s rather genius because most MLM schemes come in the form of an online course and what not so to the innocent outsider, this one might look a little innocent. Blatant curiosity, have you read any of the books themselves?

    1. I do admit that the eBooks are a great cover. But they’re the same as the training courses: overpriced and bought to be promoted. I have not read the books, nor do I feel I have the need to. But I’m sure the company and almost all users feel the same way. I genuinely don’t believe that any member reads the books.

      MLM schemes will never die, but the best defense is research! Thanks for your feedback Ryan!

  9. Wow, I’m so glad I didn’t get hooked into this. It’s amazing how so many of them seem like they’re trying to help you but just take all of your profits! Even if you worked 24 hours a day for 5 years I doubt you’d even hit the affiliate 4th tier. I’m sure the first few people MIGHT have made money, but like you said it’s hard to think of how many people would actually pay for those books. Great review!

    1. These programs focus so much on the payouts that they ‘forget’ to mention the work needed to actually recruit. Posting a link on Facebook is just not gonna work, but that doesn’t stop these MLMs from hyping it as a way to get traffic. Unfortunately the victims eventually turn to trying to get their friends/family to join. It’s a mess! Thanks for commenting Sam!

  10. All JOBs are slow moving pyramid schemes. All FIAT CURRENCIES are slow moving government-back/taxpayer-back ponzi schemes. Loans, credit cards, stocks, bonds, inflation (quantitative easing), and similar SCAMs (stealing credibility and money) hide the fact that STUPID PEOPLE support ALL markets/industries through ponzi-FIAT CURRENCY and pyramid-JOBS.

    1. I’ve heard that argument plenty of times. There’s no amount of mental acrobatics that MLM supporters won’t do to justify their company’s practices. Four Corners is a pyramid scheme in disguise, no matter how you slice it. Using phony logic like “everything is a pyramid scheme” doesn’t change the facts on the ground. Thank you for sharing.

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